Personal Injury Lawyer Blog

Posts Tagged ‘car accident’

When to Hire a Lawyer in a Car Accident

Tuesday, July 5th, 2011

Potential clients often ask us whether they should hire a lawyer for their car accident case. They feel as though they were hurt, but not too badly. They car was damaged, but not too badly. They have insurance, but they don’t want to use it because of fear their premiums will go up. They are scared to go into a courtroom and go to trial because of some type of stage fear and missing time at work. Lawyers seem expensive. How can someone decide whether to hire a lawyer with all of these factors hanging over their head in the thought process?

Obviously we are lawyers, so our answer is going to be that you should always hire a lawyer if you were in a car accident, no matter how minor. However, my answer will be geared more towards minor car accidents where an injury did occur.

Let’s start with the “expense” of hiring a lawyer. In fact, it costs you nothing to hire a lawyer in your car accident case. We do all of our car accident cases on a contingent basis. That means that our clients don’t ever pay us a dime. We only get paid a fee if and when we recover for our clients. If we do not recover for our clients, we never get paid. The money that we spend on prosecuting the case is only reimbursed to us if we recover for our clients.

Regarding injuries, if you are injured in a car accident case, you probably have no idea the extent of your injury. Sometimes, the most minor fender benders can cause catastrophic injuries that do not show signs of the injuries for days or weeks after the accident. By hiring a lawyer, the lawyer should make sure that you are properly checked-out for all of your injuries to ensure that your medical needs will be met.

Your car should be repaired and you should be made whole. If the accident wasn’t your fault, why should you incur the expense of repairing it? When car accidents happen, someone has to foot the bill for the repairs to your vehicle–why should it be you? By hiring a car accident lawyer, your bills will get paid on your case and your car will be repaired. If you go at it alone, you will foot the bill for the car accident, or at least the deductible, and you may have to take your car to your insurance company’s mechanic.

If you are not at fault in the car accident, your premiums may not go up. Period. I often hear people complain that they are scared to have a case regarding a car accident because they are worried their premiums will go up. Not only is this position a complete myth, its illegal and in bad faith for an insurance company to raise your rates if you are not at fault in a car accident.

Lastly, going to trial. At the Philadelphia car accident law firm of Levin & Zeiger LLP, we have lawyers that go to trial often. However, most minor car accident cases settle because the lawyers on the defense side understand that we will go to trial on our clients’ cases no matter how big or small. Accordingly, on a small car accident case, the chance of going to trial is less than 5%–not much of a risk. Even if your case does go to trial, our seasoned team of trial lawyers will prepare your for court and dissipate all of your fears.

In conclusion, hiring a lawyer in your car accident case is a must. Contact us now at 215.825.5183 for a free consultation to discuss your matter and get started with your recovery.

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Car accident with an out of state driver

Friday, April 8th, 2011

I was recently involved in a car accident with an out of state driver. Unfortunately, I elected to only have limited tort coverage on my insurance. Will I be barred from recovering for my injuries?

This is a good question and something that confuses many drivers in Pennsylvania. If you have are a driver/passenger of a vehicle with a limited tort policy who is in an accident with an out of state registered vehicle you are treated as FULL TORT. Therefor, you will be able to recover for your injuries as long as you were not responsible for the accident.

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Am I Limited Tort or Full Tort?

Saturday, June 26th, 2010

The answer to this question is very important. Many times your tort status will determine if you can recover for injuries sustained in a car accident. In Pennsylvania drivers must choose between limited tort and full tort options when auto insurance policies are purchased. The full tort option allows the insured (and the members of the insured’s household) to collect for damages related to pain and suffering in automobile accidents. This is true irrespective of the seriousness of the injury.

If you select the limited tort option you give up your right to sue for pain and suffering unless you suffer a “serious injury.” Under the Pennsylvania Motor Vehicle Financial Responsibility Law, a “serious injury” is defined as a “Personal injury resulting in death, serious impairment of body function or permanent serious disfigurement.”

When choosing coverage I always recommend to people that they purchase full tort. The difference in price is nominal in comparison to the value of the right you are giving up by electing for limited tort.car accident Am I Limited Tort or Full Tort?

car accident 300x224 Am I Limited Tort or Full Tort?

Limited Tort or Full Tort?

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